Products

Lending solutions, built around you.

Whatever the need, sudden, planned, personal or commercial, there's an IOU Finance Limited product designed for it.

Emergency Loan

Same-day funds for unexpected expenses, when timing matters most.

Flexible credit for civil servants and salaried workers, life's big moments made easier.

Salary-backed advances that put cash in your hand before payday.

Working capital that helps small business owners grow and restock.

Microloans built for market women, cooperatives and trade associations.

Fund verified purchase orders end-to-end with confidence.

Acquire vehicles, motorcycles, equipment and machinery on flexible terms.

Grow your money with a savings and investment platform built for everyday Nigerians.

Apply online in under 5 minutes. Get a decision quickly. Start moving forward today.